Education Loan
Negotiated Rates: Based on your profile and CIBIL score, we strive to negotiate competitive rates.
Faster Processing: Claims to process loans up to 3x faster than traditional manual applications.
End-to-End Support: Provides guidance from initial eligibility checks and documentation to post-sanction disbursement.
Study Abroad Ed-Loan Starting @ 8.33%
Types of Education Loans We Offer
Non-Collateral (Unsecured) Education Loans
Non-collateral loans do not require property or asset security. Approval is mainly based on the student’s profile, academic background, university ranking, and co-applicant income.
Loan Amount:
Up to ₹40–50 lakhs (varies by lender & profile)
Key Features:
- We will provide loans based on the Agriculture Revenue Certificate.
- No property or asset required
- Faster processing
- Flexible repayment options
- Covers tuition, living expenses, travel, and insurance
Collateral (Secured) Education Loans
Collateral loans require property, fixed deposits, or other acceptable assets as security and usually offer lower interest rates.
Loan Amount:
Higher loan eligibility (up to ₹1.5 crore or more)
Accepted Collateral:
- Residential or commercial property
- Fixed deposits
- Land (as per bank policy)
Education Loan Checklist (Documents Required)
Student Documents
- Passport
- Offer letter / Admission letter
- Academic mark sheets & certificates
- Entrance test scores (IELTS / TOEFL / GRE, if applicable)
- Statement of Cost / Fee Structure
Co-Applicant Documents
- Identity & address proof
- Income proof (salary slips / IT returns)
- Bank statements (last 6 months)
Collateral Documents (If Applicable)
- Property documents
- Valuation report
- Legal verification papers
